OUR SERVICES
Bridging loans
Fast and efficient bridging finance tailored to expedite your property transaction.
Our bridging loan is a short-term loan secured by a 1st charge on the property or land. We lend based on Open Market Value (OMV) rather than the Purchase Price (PP), allowing clients to leverage any uplift or Below Market Value (BMV) purchase. We offer loans up to 75% Loan to Value (LTV), with the option to lend up to 100% LTV when additional security is provided.
Our unregulated bridging loans are specifically crafted to support property transactions. These include opportunities such as capital raising, auction purchases, acquisitions of uninhabitable properties, or time-sensitive purchases where speed is crucial.
FAST ACCESS TO CAPITAL
Short-term financing solution for immediate capital needs, ideal for property acquisitions or urgent investment opportunities.
Quick Funding
Obtain funds rapidly to seize timely investment opportunities.
Flexible Terms
Customised loan terms to fit your specific financial needs.
Minimal Documentation
Streamlined process with less paperwork for faster access to funds.
HOW IT WORKS
A bridging loan is a short-term financing solution, typically up to 12 months, designed for quick property acquisitions, including auction purchases where speed is essential. We offer loans of up to 75% of a property's market value or purchase price, enabling borrowers to bridge financial gaps and capitalise on time-sensitive market opportunities.
Interest Rate
Typical rate 1.25%
Loan Size
£50,000 - £2m
Term
3 - 18 Months
LTV
Up to 85%
Arrangement Fee
2%
Exit Fee
None
Admin Fee
None
Early Redemption Fee
None
Interest
Serviced or Retained
Personal Guarantee
Yes
CASE STUDY
Auction purchase of a vacant bank
Our client lost their funding at the 11th hour and subsequently had Notice to Complete served on them, leaving them at risk of losing their 10% deposit, we issued terms same day and completed within 7 days of instruction. The client will apply for planning to convert the upper floors to Residential and look to retain the block long term.
FINANCIALS
Purchase price
£144,000
Bridge loan -75%
£108,000
WHAT OUR CLIENTS SAY
Testimonials
Good experience with Rokform. Everything was on time as promised with timely updates and payments. Communication excellent throughout and projects were delivered exactly as explained at the beginning of the agreement. Recommended, and will collaborate again without hesitation.
Simon H
Investor
We worked with Rokform Capital on our first commercial to residential project and Jon was amazing, outrageously flexible where no other lender would have been and supported us with knowledge where needed. Since, we have looked at multiple deals with Rokform Capital and will 100% use them again in the future.
Alec P
Borrower
Myself & Jo have just completed on a development funded by Rokform Capital and what a breeze! Awesome bridging company, will also be using them to fund the development works once we have the planning though. Super happy, we completed within a week! Crazy speeds. Thanks a bunch Jon.
Sian P
Borrower
